Trusted. Local. Independent.

UR Insurance has the knowledge and expertise to help with your insurance needs in Charleston, West Virginia.

We’re your one-stop-shop for individuals, families, contractors insurance, and business insurance in Charleston, West Virginia. Start a quote by clicking below or give us a call at 234-271-5599 to start the conversation.

Charleston, West Virginia
Charleston, West Virginia

Get quotes from multiple insurance companies in Charleston, West Virginia.

UR Insurance has your covered.

We’ve built our insurance agency around understanding what you need and what’s important for your family or business to protect.  That’s why we work with a wide range of insurance companies and products in Charleston, West Virginia to meet your specific needs, including customized coverages.

We don’t work for the insurance company, we work for you.

Reviews

Client Testimonials

Every customer has a different story to tell based on their individual experience with UR Insurance. We take pride in our customer service and we believe in offering only the best products to our customers.

15365 OH-170, Calcutta

5.0 5 reviews

  • Avatar Justin Caniff ★★★★★ 2 months ago
    I can’t thank Mitch and Cullen enough, they’re absolute life savers! They helped me get great coverage and saved me a ton of money on both my renters and auto insurance. The process was super easy, they explained everything clearly, and … More I could tell they really cared about finding me the best deal.If you’re looking for honest, friendly, and reliable insurance agents who actually go the extra mile, I highly recommend Mitch and Cullen. You won’t find better service anywhere!
  • Avatar jeff caniff ★★★★★ 2 months ago
    Great customer service and they were able to save me a ton of money
  • Avatar Camila Batista ★★★★★ 2 months ago
    It was super helpful to work with Cullen at UR Insurance. The whole staff at the office was friendly and assisted me.I was impressed they gave me many quotes with a lot of companies. I was able to save nearly $1,500 a year for more coverage.If … More you haven’t done so yet you need to check them out as they have multiple companies and can definitely save you money!
Charleston, West Virginia
Simplicity

UR Insurance is here for all your insurance needs

We simplify the insurance process for individuals, families, small businesses, freelancers, contractors, franchisees, and more. With UR Insurance, you get the right coverage required for your needs.

Homes
& Property
Insurance

You already spent a considerable amount of money to buy your home but what steps have you taken to protect your investment? A major benefit of buying quality Charleston, West Virginia home insurance is the type of coverage that comes along with this level of protection.

Rest assured knowing that quite a few of your losses and expenses are covered if the unexpected crisis should ever occur.

Vehicles
& Exotics
Insurance

Between the inclement weather and a rising crime rate, there are a number of reasons why you should invest in car insurance in Charleston, West Virginia. If your automobile is stolen, your comprehensive insurance coverage can help you to recover the costs.

Rest assured knowing your coverage with UR Insurance covers the expenses for repairing and restoring your vehicle.

Auto Insurance in Pennsylvania

Jewelry
& Art
Insurance

We can help you find the best fine art and jewelry insurance that will best meet your needs and provide the most valuable combination of tailored coverage, quality service and competitive pricing in Charleston, West Virginia.

UR Insurance understands how to properly valuable belongings so you can rest assured that your collections are protected.

Business

Commercial Insurance Policies in Charleston, West Virginia

UR Insurance offers an extensive range of business insurance options in Charleston, West Virginia designed to safeguard your operations, your employees, and your assets.

General Liability

General Liability

Provides coverage for third-party claims related to bodily injury, property damage, and advertising injuries. It covers situations where someone is injured on your business premises or if the business activities cause damage to someone else’s property.

Business Owners Policy

Business Owners Policy

A business owner’s policy, aka BOP, is a cost effective way for small business owners to get general liability and commercial property insurance combined into a single policy.

Commercial Auto

Commercial Auto

If your business owns vehicles used for business purposes, such as delivery trucks or service vehicles, commercial auto insurance provides coverage for those vehicles. This includes liability coverage for accidents and physical damage coverage for the vehicles.

Commercial Property

Commercial Property

Property insurance covers physical assets such as the business building, inventory, furniture, equipment, and fixtures against risks like fire, theft, vandalism, and natural disasters. It may not be enough to cover just the building; the aftermath of such damage should be covered as well.

Workers Compensation

Workers Compensation

If your business has employees, workers’ compensation insurance is usually required by law in every state. It provides coverage for medical expenses, lost wages, and rehabilitation costs for employees who are injured on the job.

Equipment Floater

Equipment Floater

Equipment floater aka Inland Marine, protects your tools and equipment. From transported goods and hauled equipment to storage items and even construction tools, it’s important to keep your investments protected.

Builders Risk

Builders Risk

Builder’s Risk Insurance, aka Course of Construction Insurance, is a form of commercial property insurance which covers a building when it is presently being constructed or heavily remodeled.

Professional Liability

Professional Liability

Professional liability aka Errors & Omissions (E&O), can help cover legal expenses if a business is sued for a mistake, missed deadline, project scope disputes, negligence, or other unsatisfactory work.

Commercial Umbrella

Commercial Umbrella

Commercial umbrella aka commercial excess, provides additional coverage once the underlying policy reaches its limit. It can boost the coverage for general liability, commercial auto, and employer’s liability insurance.

Charleston, West Virginia
Charleston, West Virginia
Policy

Service Center

Our state-of-the-art portal allows you to locate, and manage your insurance policies quickly. Weeks-long waiting periods and stacks of paperwork are officially obsolete.

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